My husband and I have recently gotten pretty serious about getting out of debt.
We sold my car, we cook cheaper foods mostly at home, we cut cable, and I got a raise at work. But even with all that, we’re still living paycheck to paycheck — and the reason is mountains of credit card debt.
We’ve recently been paying more attention to those radio commercials that promise to “forgive your credit card debt!” We’re skeptical, but desperate.
Has anyone ever had any luck with those companies? Do they actually do what their over-enthusiastic radio ads say? Will I have to sell my first-born child?
I’d love some first-hand accounts of anyone who’d tried a debt-reduction program and had it work for them, or things to look for so we don’t get into more trouble than we’re already in. -Evee