I live in an apartment, but it doesn’t explicitly require renters insurance. I’ve been renting my own places for four years now, and have gone without it. It seemed like a good thing to have, but not something to prioritize as a working (sometimes struggling) artist.
That said, I have a more stable income these days, and an apartment full of camera gear, and my partner’s extensive video game collection. We live in a neighborhood that’s been making headlines lately for a rash of daytime robberies, so it’s been on my mind a lot lately.
But I really know absolutely nothing about where to start, what to look out for, and what it actually covers. I think it’s time to finally make the leap, and level up in adulthood.
Can y’all help a Homie out and break down what your experiences have been, and any advice you have on renters insurance? It’ll be much appreciated! –Tyler