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Three days before I found out I was pregnant with my first baby, in an example of worst-timing-ever, I quit my job. Now nine months of being pregnant, broke, and bored loomed ahead. After the first (but not last) major panic attack was over, we realized we would have to become money-saving ninjas, embracing the second hand, the cheap and the wonky, and we would cope.

So now I'm in my second pregnancy, I'd like to share how we managed to keep down the costs of preparing for a newborn…

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The woman started the ultrasound and said, “Yeah, there is a heart beat.” My doctor in the ER asked how far along I was, and that's when it all started to sink in. The ultrasound tech said 38 to 39 weeks. I kind of understood what they were saying, and I soon realized I was going to need to tell my parents they were going to be grandparents that very day.