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Money envelopes have taken over my life in the most overwhelmingly wonderful way

About a year ago, my partner and I — while broke and realizing that our Christmas money budget was about negative fifty dollars — had an idea. We grabbed a few envelopes, and on each one, wrote the name of a bill, the amount it typically cost, and when the bill was due. We put the envelopes in a stack in our room, and with every paycheck, we'd take a bit out to put in the envelopes. But guys, these envelopes, they are taking over my life!

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WTF is renters insurance really, and do I need it?

I live in an apartment, but it doesn't explicitly require renters insurance. I've been renting my own places for four years now, and have gone without it. It seemed like a good thing to have, but not something to prioritize as a working (sometimes struggling) artist. Can y'all help a Homie out and break down what your experiences have been, and any advice you have on renters insurance?

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5 really good things to do with $20

So you found some crumpled money in the pocket of an old coat, or your friend finally paid you back for that pizza from six months ago. You've just had a teeny windfall! Since it's feeling like BONUS MONEY, it may start to burn a hole in your pocket. But if you take a big, deep breath before you spend, you may think of a better way to put that $20 to good use…