My husband and I have recently gotten pretty serious about getting out of debt. We've recently been paying more attention to those radio commercials that promise to "forgive your credit card debt!" Has anyone ever had any luck with those companies? Do they actually what their over-enthusiastic radio ads say?
This is Offbeat Home's archive of money posts.
Maybe it's because, save for a handful of first and second dates, I've been single for five years and used to making my own way. Maybe it's because I'm in inching towards my mid-thirties and my perspective has changed. Maybe it's because he and I work in the same field and, therefore, the same income bracket and I have a rough idea of how much he makes. Or maybe it's just my strong sense of independence and feminist ideals… Whatever it is, I suddenly find myself in a position where after half a decade of buying my own dinners and buying my own drinks, I have a man buying them for me. And having a man buying them for me feels, well, odd.
My husband and I made a New Year's resolution about five years ago to get our finances in order — we finally got around to it this year. After all the Googling and reading, the budget process that clicked for us was the Zero Based Budget (full disclosure this is the budget that Dave Ramsey recommends.) The way it works is this…
My name is Sullie, and my partner and I live below the poverty line. What's more, my partner is unemployed and will likely remain that way for the rest of our lives together. So why am I okay with this? Because my partner's health issues are chronic and difficult to manage. Here are our steps to living below the poverty line on a single income…
I decided to print out a picture, trim it to size, and stick it between my phone and the clear plastic. But as I was trimming the paper, I had another thought: Emergency cash!
I'm a 27 year-old mother of one, part-time barista, freelance editor, and clueless investor. I've only got a little to spare, risk makes me nervous, and I am CLUELESS when it comes to funds/stocks/bonds/etc. Does anyone have any advice on the best ways to start growing a tiny nest egg?
We have a plan for our lives — a plan to save as much money as possible, so we can become financially independent in the next ten years, and then do whatever we want with the rest of our lives. You could call us Mustachians or Early Retirement Extremists, but really we just like the idea of being able to decide how to spend our time without worrying about a paycheck.