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How do you handle money and debt in a relationship?

My partner and I are cool with a lot of things, but in certain arenas we just don't line up. How do you reconcile it when one person in a relationship feels that debt is a sad reality of this modern life, and accepts debt as "just something that happens," and the other person is more in line with the "DEBT IS AN EMERGENCY" kinda deal?

I'm just curious how people reconcile different attitudes toward saving money.