I've been in my current career for almost seven years. Due to several factors, I'm thinking about going back to school to get my PhD and hopefully become a professor someday. Due to the program I want, it's not possible for me to continue working in my field AND go back to school. Any advice out there for those who've made the transition?
This is Offbeat Home's archive of Budget & Career posts.
Let's talk about money. Careers, school, budgeting, saving, banking… how can you keep it all together, and advance toward your offbeat goals?
I finally finished my PhD and found myself at a loose end. My husband Jamie was wrapping up his own project and he made a proposal: why not work on an iPad word game idea together? So in a week we had a working prototype and we thought hey, this could work; we can always quit if it doesn't. That first week of working together gradually became months as our daily lives melded work, home, and marriage. Along the way I learned a few things, through trial and error, that made working with a spouse easier…
I took my responsibility as a father and husband seriously, and I was so focused on making sure that the life I gave my family was better than the one I had growing up that I lost sight of something extremely important… Myself. So I abandoned the "American dream" once I got inspired to live MY dream. And it was all for one simple reason…
There is a great article that John Cheese wrote about what growing up poor does to your brain. It's pretty dead-on. One of the things is that when you have extra money, the desire is to spend it RIGHT NOW before some disaster happens and you have to use it to take care of that instead. For years, that was me. And then, after lots of soul searching and hard lessons, I went so far the opposite direction that my cheapness probably qualifies as a mental illness.
My brand new husband and I are muddling through figuring out our money and I thought that seeing a financial adviser would be a great idea. I started looking for fee-only financial advisers in Los Angeles and I found that by and large, these folks are for rich people. One even said they won't talk to you if you make less than $200,000 per year. I feel like professional help is in order, but who do I get it from?
I am a nurse and have been doing that for about four years. But I had to quit my job out of sheer exhaustion. I love to cook. I had started to look into a small business that I can run out of my home kitchen. I am 100% sure I can do this, but my question is… is it worth the risk? Has anyone else had this sort of complete career change and succeeded?
When my husband and I weren't married I had "zero" income. Now that we're married and I'm on his healthcare and I'm trying to continue my education I'm realizing that my low/no income healthcare was far better than actually being insured. And now I'm worried about me receiving enough aid to finish school. Has anyone else thought about just getting a divorce on paper in order to reap the financial benefits?
I am a terrible housekeeper. I'm also terrible at saving money. And talking about my feelings. And cooking (because I don't plan ahead). And making time for my husband. At least, I WAS terrible at all of these things until… family meetings! I found a print-out somewhere in the depths of the internet called "Peek at the Week." I showed it to my husband and he was mostly indifferent about it until I told him all of my amazing plans.