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If I had EVER spent $2700 on any apartment I lived in, it would have been a “look at my design flair” orgasm. With ownership, all that “make things pretty” money gets sucked into the “make things functional in the long term” hole. So without further ado, I would like to let all those frustrated renters out there know the eight ways how you might have the better end of the design deal…

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I've never — not even once — been late on the rent in all my adult life. I have a stable job at a world-class University. I make a decent income. I'm not rich, but I can pay the bills and live comfortably. So why, then, am I seen as a "liability" to landlords? Oh, right. The single mom stigma.

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WTF is renters insurance really, and do I need it?

I live in an apartment, but it doesn't explicitly require renters insurance. I've been renting my own places for four years now, and have gone without it. It seemed like a good thing to have, but not something to prioritize as a working (sometimes struggling) artist. Can y'all help a Homie out and break down what your experiences have been, and any advice you have on renters insurance?

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